HDFC Bank – DERGAON (IFSC Code)
| Bank Name | HDFC Bank |
| IFSC Code | HDFC0005290 |
| MICR Code | 785240103 |
| Branch | DERGAON |
| Address | GROUND FIRST FLOOR DERGAON NARIKALGURI H G PATH WARD NO 10 GOLAGHAT ASSAM DERGAON ASSAM 785614 |
| City | DERGAON |
| District | GOLAGHAT |
| State | ASSAM |
Frequently Asked Questions
What is the IFSC Code of HDFC Bank DERGAON?
The IFSC code is HDFC0005290 for the DERGAON branch of HDFC Bank.
What is the address of HDFC Bank DERGAON?
The branch is located at GROUND FIRST FLOOR DERGAON NARIKALGURI H G PATH WARD NO 10 GOLAGHAT ASSAM DERGAON ASSAM 785614, in the city of DERGAON, GOLAGHAT, ASSAM.
In which district does HDFC Bank DERGAON fall?
This branch is situated in the GOLAGHAT district of Assam.
What is the MICR Code of HDFC Bank?
The MICR code for this branch is 785240103.
Branch Code vs IFSC Code vs MICR Code: Essential Banking Identifiers Explained
Are you confused about different banking codes? Understanding the unique purposes of branch codes, IFSC codes, and MICR codes is crucial for smooth banking transactions. Let’s break down these essential banking identifiers and their specific functions.
What is a Branch Code?
Branch codes are unique identifiers that distinguish individual bank branches within the same network. These alphanumeric combinations help with:
- Internal bank operations
- Record-keeping systems
- Customer service tracking
- Administrative processes
Understanding IFSC Codes
The Indian Financial System Code (IFSC) is critical for electronic fund transfers in India. This 11-character alphanumeric code:
- Is assigned by the Reserve Bank of India
- Enables NEFT and RTGS transactions
- Ensures accurate routing between banks
- Minimizes transaction errors and delays
The Role of MICR Codes
Magnetic Ink Character Recognition (MICR) technology authenticates banks on documents like cheques. MICR codes:
- Use special magnetic ink printing
- Appear at the bottom of cheques
- Enable automated cheque processing
- Identify the specific bank and branch of origin
Why These Banking Codes Matter
While serving different purposes, these banking identifiers collectively ensure secure, efficient financial transactions. Branch codes facilitate internal operations, IFSC codes enable electronic transfers, and MICR codes authenticate cheque processing—each playing a vital role in modern banking infrastructure.
Understanding these distinctions helps consumers navigate banking systems more effectively and ensures smoother financial operations.