HDFC Bank – VIP ROAD (IFSC Code)
| Bank Name | HDFC Bank |
| IFSC Code | HDFC0005221 |
| MICR Code | 781240028 |
| Branch | VIP ROAD |
| Address | GROUND FLOOR OPP HOTEL SUN VIEW SIX MILE VIP ROAD GUWAHATI ASSAM 781022 |
| City | GUWAHATI |
| District | KAMRUP METROPOLITAN |
| State | ASSAM |
Frequently Asked Questions
What is the IFSC Code of HDFC Bank VIP ROAD?
The IFSC code is HDFC0005221 for the VIP ROAD branch of HDFC Bank.
What is the address of HDFC Bank VIP ROAD?
The branch is located at GROUND FLOOR OPP HOTEL SUN VIEW SIX MILE VIP ROAD GUWAHATI ASSAM 781022, in the city of GUWAHATI, KAMRUP METROPOLITAN, ASSAM.
In which district does HDFC Bank VIP ROAD fall?
This branch is situated in the KAMRUP METROPOLITAN district of Assam.
What is the MICR Code of HDFC Bank?
The MICR code for this branch is 781240028.
Branch Code vs IFSC Code vs MICR Code: Essential Banking Identifiers Explained
Are you confused about different banking codes? Understanding the unique purposes of branch codes, IFSC codes, and MICR codes is crucial for smooth banking transactions. Let’s break down these essential banking identifiers and their specific functions.
What is a Branch Code?
Branch codes are unique identifiers that distinguish individual bank branches within the same network. These alphanumeric combinations help with:
- Internal bank operations
- Record-keeping systems
- Customer service tracking
- Administrative processes
Understanding IFSC Codes
The Indian Financial System Code (IFSC) is critical for electronic fund transfers in India. This 11-character alphanumeric code:
- Is assigned by the Reserve Bank of India
- Enables NEFT and RTGS transactions
- Ensures accurate routing between banks
- Minimizes transaction errors and delays
The Role of MICR Codes
Magnetic Ink Character Recognition (MICR) technology authenticates banks on documents like cheques. MICR codes:
- Use special magnetic ink printing
- Appear at the bottom of cheques
- Enable automated cheque processing
- Identify the specific bank and branch of origin
Why These Banking Codes Matter
While serving different purposes, these banking identifiers collectively ensure secure, efficient financial transactions. Branch codes facilitate internal operations, IFSC codes enable electronic transfers, and MICR codes authenticate cheque processing—each playing a vital role in modern banking infrastructure.
Understanding these distinctions helps consumers navigate banking systems more effectively and ensures smoother financial operations.